FY 2025–26 rates · Takes about 3 minutes

Back-to-Work Calculator

Find out the real financial impact of returning to work — after tax, reduced childcare subsidy, and extra costs.

Step 1 of 2 — Current situation50% complete

Family status

This affects how we label income fields.

Combined family income

Total taxable income — this determines your current CCS rate and acts as the baseline for the work-scenario comparison.

Combined family income range
Using income:$60,000Range midpoint
Type of childcare

Different care types have different government hourly rate caps.

Youngest child's age

This determines which hourly rate cap applies.

Current days per week in care

Your child's current attendance. We'll model additional days if your working scenario requires more.

Daily childcare fee

The total fee charged by your provider before CCS is applied.